{"id":142842,"date":"2023-08-01T06:57:41","date_gmt":"2023-08-01T10:57:41","guid":{"rendered":"https:\/\/www.fluentu.com\/blog\/learn\/financial-terms-in-spanish\/"},"modified":"2025-01-29T22:58:40","modified_gmt":"2025-01-30T03:58:40","slug":"financial-terms-in-spanish","status":"publish","type":"post","link":"https:\/\/www.fluentu.com\/blog\/spanish\/financial-terms-in-spanish\/","title":{"rendered":"80 Banking and Financial Terms in Spanish"},"content":{"rendered":"

Money and finances are in our lives every single day, and once you start having conversations in Spanish, you’ll quickly realize that knowing Spanish financial terms is incredibly beneficial.<\/p>\n

I’ve divided these terms (with their example sentences) into categories and included a list of useful expressions you’ll encounter when using them in real life.<\/p>\n

[fluentu-toc]<\/p>\n

<\/p>\n

Banking and Buying Terms in Spanish<\/h2>\n

\"Photo<\/a><\/p>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Spanish<\/th>English<\/th>\n<\/tr>\n<\/thead>\n
Al por mayor \/ Al por menor<\/i><\/td>Wholesale \/ Retail<\/td>\n<\/tr>\n
A precio rebajado<\/i><\/td>Discounted<\/td>\n<\/tr>\n
Art\u00edculos de consumo<\/i><\/td>Consumer goods<\/td>\n<\/tr>\n
Art\u00edculos de primera necesidad<\/i><\/td>Basic necessity products<\/td>\n<\/tr>\n
Balance<\/i><\/td>Balance<\/td>\n<\/tr>\n
Banco \/ Banca<\/i><\/td>Bank \/ Banking<\/td>\n<\/tr>\n
Billete<\/i><\/td>Bill<\/td>\n<\/tr>\n
Caja<\/i><\/td>Checkout counter<\/td>\n<\/tr>\n
Cajero autom\u00e1tico<\/i><\/td>ATM<\/td>\n<\/tr>\n
Cobrar<\/i><\/td>To cash<\/td>\n<\/tr>\n
Comercio<\/i><\/td>Trade<\/td>\n<\/tr>\n
Compa\u00f1\u00eda<\/i><\/td>Company<\/td>\n<\/tr>\n
Cuenta bancaria<\/i><\/td>Bank account<\/td>\n<\/tr>\n
Cuota<\/i><\/td>Fee<\/td>\n<\/tr>\n
Deuda<\/i><\/td>Debt<\/td>\n<\/tr>\n
D\u00f3lar<\/i><\/td>Dollar<\/td>\n<\/tr>\n
Econom\u00eda<\/i><\/td>Economy<\/td>\n<\/tr>\n
Euro<\/i><\/td>Euro<\/td>\n<\/tr>\n
Impuestos<\/i><\/td>Taxes<\/td>\n<\/tr>\n
Libra<\/i><\/td>Pound<\/td>\n<\/tr>\n
Libre de impuestos<\/i><\/td>Duty-free \/ tax-free<\/td>\n<\/tr>\n
Moneda<\/i><\/td>Coin \/ currency<\/td>\n<\/tr>\n
Pagar<\/i><\/td>To pay<\/td>\n<\/tr>\n
Precio<\/i><\/td>Price<\/td>\n<\/tr>\n
Salario<\/i><\/td>Salary<\/td>\n<\/tr>\n
Vender \/ Venta<\/i><\/td>To sell \/ Sale<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n

Example sentences:<\/strong><\/p>\n

No vendemos al por mayor.
\n<\/strong><\/em>(We do not sell wholesale.)<\/p>\n

Me encanta el sector de la venta al por menor.
\n<\/strong><\/em>(I love the retail industry.)<\/p>\n

All\u00ed venden libros a precios rebajados.
\n<\/strong><\/em>(They sell discounted books over there.)<\/p>\n

Hay mucho contrabando de art\u00edculos de consumo.
\n<\/strong><\/em>(There is a lot of consumer goods smuggling.)<\/p>\n

El az\u00facar y la harina son art\u00edculos de primera necesidad.
\n<\/strong><\/em>(Sugar and flour are basic necessity products.)<\/p>\n

Necesito comprobar el balance<\/strong> de mi cuenta.
\n<\/em>(I need to check my current account balance.)<\/p>\n

\u00bfHay alg\u00fan banco<\/strong> por aqu\u00ed?
\n<\/em>(Is there any bank around here?)<\/p>\n

Hoy vamos a hablar de la banca<\/strong> privada.
\n<\/em>(Today we are going to talk about private banking.)<\/p>\n

\u00bfPodr\u00eda cambiarme este billete de 20 euros por dos billetes<\/strong> de 10?
\n<\/em>(Could you please change this 20 euro bill for two 10 euro bills?)<\/p>\n

Por favor, pague en la caja.
\n<\/strong><\/em>(Please, pay at the checkout counter.)<\/p>\n

Necesito sacar dinero del cajero autom\u00e1tico.
\n<\/strong><\/em>(I need to withdraw money from the ATM.)<\/p>\n

Me gustar\u00eda cobrar<\/strong> este cheque, por favor.
\n<\/em>(I would like to cash this check, please.)<\/p>\n

Deber\u00edan ampliar la zona de libre comercio.
\n<\/strong><\/em>(They should expand the free trade zone.)<\/p>\n

Tengo una peque\u00f1a compa\u00f1\u00eda<\/strong> de seguros.
\n<\/em>(I have a small insurance company.)<\/p>\n

Necesito su n\u00famero de cuenta bancaria,<\/strong> por favor.
\n<\/em>(I need your bank account number, please.)<\/p>\n

La cuota<\/strong> mensual es de 9,99 $.
\n<\/em>(The monthly fee is $9.99.)<\/p>\n

Tenemos que liquidar esta deuda<\/strong> lo antes posible.
\n<\/em>(We must satisfy this debt as soon as possible.)<\/p>\n

Necesito comprar d\u00f3lares<\/strong> antes del viernes.
\n<\/em>(I need to buy dollars before Friday.)<\/p>\n

La econom\u00eda<\/strong> familiar est\u00e1 cada vez peor.
\n<\/em>(The family economy is getting worse and worse.)<\/p>\n

Me quedan tan solo 17 euros.<\/strong>
\n<\/em>(I only have 17 euro left.)<\/p>\n

A nadie le gusta pagar impuestos.
\n<\/strong><\/em>(Nobody likes paying taxes.)<\/p>\n

He comprado una libra<\/strong> de queso.
\n<\/em>(I have bought a pound of cheese.)<\/p>\n

Necesito comprar libras.
\n<\/strong><\/em>(I need to buy some pounds.)<\/p>\n

He podido invertir dinero libre de impuestos.
\n<\/strong><\/em>(I have been able to invest money tax-free.)<\/p>\n

Tengo tres monedas<\/strong> en mi cartera.
\n<\/em>(I have three coins in my wallet.)<\/p>\n

La moneda<\/strong> de Portugal es el Euro.
\n<\/em>(The currency of Portugal is the Euro.)<\/p>\n

Tenemos que pagar<\/strong> el alquiler antes del domingo.
\n<\/em>(We have to pay the rent before Sunday.)<\/p>\n

Esta camisa tiene un precio<\/strong> muy alto.
\n<\/em>(This shirt has a very high price.)<\/p>\n

Tengo un salario<\/strong> fijo m\u00e1s una comisi\u00f3n.
\n<\/em>(I have a fixed salary plus a commission.)<\/p>\n

La acci\u00f3n de vender<\/strong> algo se llama venta.
\n<\/strong><\/em>(The action of selling something is called a sale.)<\/p>\n

Business Finance Terms in Spanish<\/h2>\n

\"Photo<\/a><\/p>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Spanish<\/th>English<\/th>\n<\/tr>\n<\/thead>\n
A la orden de<\/i><\/td>By order of<\/td>\n<\/tr>\n
Contribuyente<\/i><\/td>Taxpayer<\/td>\n<\/tr>\n
D\u00e9ficit<\/i><\/td>Deficit<\/td>\n<\/tr>\n
Entrada de dinero<\/i><\/td>Inflow of money<\/td>\n<\/tr>\n
Exportar \/ Exportaci\u00f3n<\/i><\/td>To export \/ Export<\/td>\n<\/tr>\n
Giro de dinero<\/i><\/td>Money order<\/td>\n<\/tr>\n
Importar \/ Importaci\u00f3n<\/i><\/td>To import \/ Import<\/td>\n<\/tr>\n
Ingresos<\/i><\/td>Income<\/td>\n<\/tr>\n
Liquidez<\/i><\/td>Liquidity<\/td>\n<\/tr>\n
Pr\u00e9stamo<\/i><\/td>Loan<\/td>\n<\/tr>\n
Presupuesto<\/i><\/td>Budget<\/td>\n<\/tr>\n
Propiedad<\/i><\/td>Property<\/td>\n<\/tr>\n
Saldo<\/i><\/td>Account balance<\/td>\n<\/tr>\n
Sucursal<\/i><\/td>Branch<\/td>\n<\/tr>\n
Tasa<\/i><\/td>Fee<\/td>\n<\/tr>\n
Transacci\u00f3n<\/i><\/td>Transaction<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n

Example sentences:<\/strong><\/p>\n

El cheque fue extendido a la orden del<\/strong> beneficiario.
\n<\/em>(The check was issued by order of the payee.)<\/p>\n

El contribuyente<\/strong> recibir\u00e1 la carta en cinco d\u00edas.
\n<\/em>(The taxpayer will receive the letter in five days.)<\/p>\n

Espa\u00f1a debe reducir el d\u00e9ficit<\/strong> anual.
\n<\/em>(Spain has to reduce its annual deficit.)<\/p>\n

La principal entrada de dinero<\/strong> de mi negocio proviene de donaciones.
\n<\/em>(The main inflow of money for my business comes from donations.)<\/p>\n

Hemos comenzado a exportar<\/strong> aceite de oliva.
\n<\/em>(We have started exporting olive oil.)<\/p>\n

La exportaci\u00f3n<\/strong> de aceite de oliva se ha triplicado.
\n<\/em>(Olive oil export has tripled.)<\/p>\n

Tengo que enviar este giro de dinero<\/strong> por correo.
\n<\/em>(I have to send this money order by mail.)<\/p>\n

No podemos importar<\/strong> m\u00e1s de lo que podemos comprar.
\n<\/em>(We cannot import more than we can buy.)<\/p>\n

La importaci\u00f3n<\/strong> ilegal est\u00e1 en alza.
\n<\/em>(Illicit import is on the rise.)<\/p>\n

La principal fuente de ingresos<\/strong> de Espa\u00f1a es el turismo.
\n<\/em>(Spain’s main source of income is tourism.)<\/p>\n

La venta le a\u00f1adir\u00e1 liquidez<\/strong> al mercado.
\n<\/em>(The sale will add liquidity to the market.)<\/p>\n

Necesito un pr\u00e9stamo<\/strong> para comprar un coche nuevo.
\n<\/em>(I need a loan to buy a new car.)<\/p>\n

Tenemos que ajustarnos al presupuesto<\/strong> original.
\n<\/em>(We need to stick to the original budget.)<\/p>\n

Me gustar\u00eda vender mi propiedad.
\n<\/strong><\/em>(I would like to sell my property.)<\/p>\n

Me gustar\u00eda saber por qu\u00e9 han congelado el saldo<\/strong> de mi cuenta.
\n<\/em>(I would like to know why my account balance has been frozen.)<\/p>\n

Este banco tiene sucursales<\/strong> por todo el mundo.
\n<\/em>(This bank has branches all over the world.)<\/p>\n

No se olvide<\/a> de pagar la tasa<\/strong> cuando se registre.
\n<\/em>(Do not forget to pay the fee when you register.)<\/p>\n

La transacci\u00f3n<\/strong> se ha realizado correctamente.
\n<\/em>(The transaction has been carried out correctly.)<\/p>\n

Stock Market Terms in Spanish<\/h2>\n

\"Photo<\/a><\/p>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Spanish<\/th>English<\/th>\n<\/tr>\n<\/thead>\n
Acci\u00f3n \/ Accionista<\/i><\/td>Share \/ Shareholder<\/td>\n<\/tr>\n
Activos y pasivos<\/i><\/td>Assets and liabilities<\/td>\n<\/tr>\n
Bienes<\/i><\/td>Assets, property<\/td>\n<\/tr>\n
Bolsa<\/i><\/td>Stock market<\/td>\n<\/tr>\n
Bono<\/i><\/td>Bond<\/td>\n<\/tr>\n
Capital<\/i><\/td>Capital<\/td>\n<\/tr>\n
Financiaci\u00f3n<\/i><\/td>Funding<\/td>\n<\/tr>\n
Fondo de inversiones<\/i><\/td>Investment fund<\/td>\n<\/tr>\n
Ganancias<\/i><\/td>Profit<\/td>\n<\/tr>\n
Garant\u00eda<\/i><\/td>Collateral, backing<\/td>\n<\/tr>\n
Inflaci\u00f3n<\/i><\/td>Inflation<\/td>\n<\/tr>\n
Mercado<\/i><\/td>Market<\/td>\n<\/tr>\n
Oferta y demanda<\/i><\/td>Supply and demand<\/td>\n<\/tr>\n
Porcentaje<\/i><\/td>Percentage<\/td>\n<\/tr>\n
Quebrar \/ Quiebra<\/i><\/td>To go bankrupt \/ Bankruptcy<\/td>\n<\/tr>\n
Bancarrota<\/i><\/td>Bankruptcy<\/td>\n<\/tr>\n
Tipo de cambio<\/i><\/td>Exchange rate<\/td>\n<\/tr>\n
Valores del Estado<\/i><\/td>Government securities \/ bonds<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n

Example sentences:<\/strong><\/p>\n

El accionista<\/strong> compr\u00f3 50 acciones<\/strong> a 30 d\u00f3lares cada una.
\n<\/em>(The shareholder bought 50 shares for $30 each.)<\/p>\n

Deber\u00edas a\u00f1adir los activos y pasivos<\/strong> al informe.
\n<\/em>(You should add the assets and liabilities to the report.)<\/p>\n

Probablemente el banco embargar\u00e1 todos mis bienes.
\n<\/strong><\/em>(The bank will probably seize all my assets.)<\/p>\n

Es un momento muy malo para invertir en bolsa.
\n<\/strong><\/em>(It is a very bad moment to invest in the stock market.)<\/p>\n

Los bonos<\/strong> corporativos no son arriesgados.
\n<\/em>(Corporate bonds are not risky.)<\/p>\n

No tengo capital<\/strong> suficiente para empezar un negocio.
\n<\/em>(I do not have enough capital to start a business.)<\/p>\n

Necesitamos financiaci\u00f3n<\/strong> del gobierno central.
\n<\/em>(We need funding from the central government.)<\/p>\n

Ese fondo de inversiones<\/strong> es privado.
\n<\/em>(That is a private investment fund.)<\/p>\n

Las ganancias<\/strong> de la compa\u00f1\u00eda son m\u00e1s altas este a\u00f1o.
\n<\/em>(The company’s profit is higher this year.)<\/p>\n

Tendremos que usar nuestra casa como garant\u00eda<\/strong> para el pr\u00e9stamo.
\n<\/em>(We will have to use our house as collateral for the loan.)<\/p>\n

El aumento del precio del petr\u00f3leo ha sido debido a la inflaci\u00f3n.
\n<\/strong><\/em>(The increase in the price of oil has been due to inflation.)<\/p>\n

El mercado<\/strong> mundial est\u00e1 en peligro en la actualidad.
\n<\/em>(The global market is currently in danger.)<\/p>\n

La oferta y la demanda<\/strong> de tel\u00e9fonos m\u00f3viles afecta directamente a su precio de venta.
\n<\/em>(The supply and demand of cell phones directly affects their selling prices.)<\/p>\n

Solo debe invertir un peque\u00f1o porcentaje<\/strong> de sus ganancias.
\n<\/em>(You should only invest a small percentage of your profit.)<\/p>\n

Muchos negocios quiebran<\/strong> en invierno.
\n<\/em>(A lot of businesses go bankrupt during the winter.)<\/p>\n

La quiebra<\/strong> es lo peor que le puede pasar a una empresa.
\n<\/em>(Bankruptcy is the worst that can happen to a company.)<\/p>\n

La explosi\u00f3n de la burbuja inmobiliaria ha supuesto la bancarrota<\/strong> para mi negocio.
\n<\/em>(The burst of the property bubble has led to the bankruptcy of my business.)<\/p>\n

Los riesgos por tipo de cambio<\/strong> son algo muy normal en estos tiempos de crisis.
\n<\/em>(Exchange rate risks are very common in these times of crisis.)<\/p>\n

Le recomiendo invertir en valores del Estado.
\n<\/strong><\/em>(I recommend that you invest in government bonds.)<\/p>\n

Useful Expressions Using Banking Terms in Spanish<\/h2>\n

\"Photo<\/a><\/p>\n

\u00bfD\u00f3nde hay \/ D\u00f3nde puedo encontrar…
\n<\/em><\/strong>(Where is \/ Where can I find…)<\/p>\n